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The Archive
Every article we have published, newest first. Filter by topic in the navigation.
Water and electricity are not details
After delivery, the apartment looked ready. It was not yet rental ready. A first-person account of what I learned about ramal, water tanks and operational start.
8 min read · By Nilza Miranda
How I bought my first apartment on São Vicente
A first-person account of one transaction: the search, the diligence, the renovation overrun and what I would do differently. One data point, not a market average.
12 min read · By Nilza Miranda
News brief: marina development around Mindelo Bay
Activity around Mindelo's marina perimeter remains a structural variable for adjacent property values. We summarise what is in the public record and what is not.
3 min read · By Invest São Vicente Research
My 2026 net yield, with the methodology
Twelve months of bookings, costs, repairs and taxes for one Mindelo two-bedroom. Why my net came in well below the gross headline. And how I track it.
11 min read · By Nilza Miranda
São Vicente 2026: an investor's outlook on a small, structural market
Why a 75,000-person island anchored by a deep-water port, a Euro-pegged currency and a maturing tourism circuit deserves a place on the European investor's research list.
9 min read · By Invest São Vicente Research
Reading rental yields on São Vicente: a framework, not a single number
Headline gross yields in Mindelo sit in a wide band. The work that matters is moving from gross to defensible net. And knowing which costs the brochures leave out.
7 min read · By Invest São Vicente Research
My biggest mistakes
Five decisions I would unmake. Including a verbal contractor quote that taught me to never accept one again.
9 min read · By Nilza Miranda
Tax residency in Cabo Verde for European investors: principles, treaty, traps
How the 183-day rule, the centre-of-vital-interests test and the Portugal–Cabo Verde double-tax treaty interact for buyers based in Portugal, France, Belgium and the Netherlands.
11 min read · By Invest São Vicente Research
Financing a São Vicente acquisition: four routes, four cost-of-capital profiles
Most European buyers default to cash. We frame the four financing structures that actually close on São Vicente and where each one belongs in a portfolio.
8 min read · By Invest São Vicente Research
Living in Mindelo: a practical primer for new arrivals
Banking, connectivity, healthcare, schooling and the operational rhythm of the city. Assembled for investors who plan to spend real time on the island, not just visit it.
6 min read · By Invest São Vicente Research
How long the permit really took
From dossier submission to stamp on one renovation, the actual elapsed time was meaningfully longer than the developer's guidance. Here is what sped it up and what slowed it down.
7 min read · By Nilza Miranda